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What Marketing Capabilities Are Native to Alkami?

See which marketing capabilities are built into Alkami—placements, targeting, and analytics—so you know what’s native and what still requires other tools.

See How Banks Increase Funded Accounts Explore Financial Services Marketing Solutions

Alkami’s digital banking and Data & Marketing solutions typically include in-channel placements (banners, tiles, inbox/alerts), audience and eligibility targeting, triggered journeys, and campaign analytics that tie engagement to applications, approvals, funded accounts, and balances. Native capabilities help you promote deposits and loans inside online and mobile banking, while APIs and integrations hand off data to MAP, CRM, or CDP tools when you need broader omnichannel orchestration. Exact features and names depend on your Alkami configuration, contracts, and releases.

What Marketing Features Are Built into Alkami?

In-channel placements — Hero banners, dashboard tiles, product carousels, inbox messages, and alerts in authenticated online and mobile banking surfaces.
Audience and eligibility rules — Target by products held, balances, digital behaviors, geography, and lifecycle stage; suppress ineligible or already-converted account holders.
Behavioral triggers — Launch offers based on logins, feature usage, payment patterns, direct deposit changes, or external spend signals (for example, from Segmint).
Offer and journey orchestration — Sequence in-app messages, emails, and alerts—from pre-qualify to application, approval, funding, and onboarding tasks.
Analytics and attribution — Track impressions, clicks, applications, approvals, funded accounts, and early usage so marketing can report real financial outcomes.
Governance and controls — Templates, approvals, audit logs, and consent controls designed for regulated institutions and joint marketing with lending and compliance.

How Alkami’s Native Marketing Capabilities Work

Think of Alkami as the in-channel execution layer for your growth strategy: it turns account and behavior data into targeted offers, then closes the loop to funded accounts and balances.

Data → Audience → Placement → Journey → Measurement → Optimization

  • Unify digital & product data: Combine online/mobile banking events (logins, feature use), product holdings, balances, and external spend or lifestyle signals into a usable profile.
  • Define audiences and suppressions: Build segments for deposit, loan, and card campaigns using eligibility, risk, and profitability rules; exclude those who already hold the product or are mid-journey.
  • Choose placements in Alkami: Pair each audience with specific on-screen locations—home-page banners, account-specific tiles, in-app inbox, alerts, or sign-on interstitials.
  • Design journeys, not just ads: Connect clicks to next best steps: pre-qual flows, appointment scheduling, digital account opening, or cross-sell prompts inside the authenticated experience.
  • Measure financial outcomes: Tie placements and journeys to applications, approvals, funding, activation, and usage—not just impressions, clicks, and email metrics.
  • Optimize & hand off: Use dashboards to tune offers, then export audiences and events into your MAP/CRM/CDP for email, direct mail, and paid media extensions.

Alkami Marketing Capability Maturity Matrix

Capability From (Ad Hoc) To (Operationalized in Alkami) Primary Owner Key KPI
In-Channel Placements Static banners, same message for everyone Targeted hero tiles, inbox messages, and alerts driven by eligibility and behavior Digital Banking / Marketing Click-through rate, offer views per login
Audience Targeting Spreadsheet lists from core data Dynamic segments using account, transaction, and digital activity data refreshed automatically Marketing Analytics / Data Qualified audience size, data freshness
Journey Orchestration One-and-done blasts with generic CTAs Multi-step journeys spanning in-app and email, personalized by stage and response Growth Marketing Application start rate, completion rate
Product & Offer Focus Single campaign at a time per channel Always-on programs for deposits, loans, cards, and digital adoption running side by side Retail / Lending / Cards Funded accounts, funded loans, balances
Compliance & Governance Ad hoc reviews via email Standard templates, disclosures, and approval workflows aligned with fair lending and brand standards Compliance / Marketing Time-to-approve, exceptions, findings
Attribution & Reporting Manual spreadsheets, disconnected from finance Dashboards connecting in-channel engagement to applications, funded accounts, and retention Finance / RevOps / Marketing ROMI, CAC payback, portfolio lift

Client Snapshot: Turning Alkami Placements into Funded Accounts

A mid-market bank used Alkami’s in-app hero banners and inbox messages to promote auto and HELOC offers to existing digital users. By combining eligibility rules, external spend insights, and Alkami analytics, the team doubled application starts for targeted segments and linked campaigns to funded accounts and balances, not just clicks. To go deeper on funded accounts and FI growth strategy, explore: How Banks Increase Funded Accounts · Alkami for Bank Marketing

Use Alkami’s native marketing capabilities as the always-on, in-channel engine for deposits and lending, then extend audiences and events to your broader martech stack for email, paid media, and AI-driven automation.

Frequently Asked Questions About Alkami’s Native Marketing Capabilities

What marketing features come with Alkami out of the box?
Most institutions get in-app placements (banners, tiles, inbox), basic audience targeting, behavioral triggers, and reporting that links campaigns to applications and product adoption. Exact entitlements depend on your Alkami contracts and modules.
Do we need separate martech tools if we use Alkami?
Alkami can run many in-channel programs on its own. You typically still pair it with MAP/CRM/CDP tools for email, SMS, and paid media, using Alkami’s data and APIs to share audiences, events, and conversion outcomes.
Can Alkami handle full customer journeys or just single offers?
Alkami supports multi-step journeys—such as pre-qualify, apply, approve, fund, and onboard—especially when combined with digital account opening. You can coordinate in-app messaging with email or outbound touches through your other systems.
How do Segmint and Alkami work together for marketing?
Segmint turns transaction data into lifestyle indicators and predictive scores; Alkami uses those audiences to target offers and messages in digital banking, then tracks applications, funded accounts, and early usage to prove lift.
Which campaigns perform best through Alkami?
High-intent, authenticated campaigns perform best: auto loans, HELOCs, personal loans, credit-builder products, cards, and digital adoption plays where you can target eligible users and measure down to approvals and funding.
How should we evaluate if we’re under-using Alkami’s marketing tools?
Look at what percentage of digital logins see targeted offers, how many always-on product programs are running, and whether you can report from in-app engagement all the way to funded accounts, balances, and retention.

Turn Alkami Into a Growth Engine for Your FI

We’ll help you map Alkami’s native marketing capabilities to funded accounts, loan growth, and digital engagement.

Explore Financial Services Marketing Solutions Contact The Pedowitz Group
Explore More for Alkami & FI Growth
How Banks Increase Funded Accounts Through Marketing FI AI Agent for Automation & Service Financial Services Marketing Solutions

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