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What Customer Data Does Alkami Expose for Marketing Use?

See which customer data Alkami exposes for marketing, how it’s governed, and what can safely flow into your MAP, CRM, CDP, and AI use cases.

See How Banks Increase Funded Accounts Explore Financial Services Marketing Solutions

Alkami can expose customer and household profiles, account and product data, balances and transactions, and digital engagement signals for marketing—typically through in-platform audiences, exports, and integrations. What you see in practice depends on your modules, contracts, and governance model, but most FIs can use Alkami data to fuel segmentation, targeting, attribution, and AI-driven insights while honoring consent, privacy, and fair-lending constraints.

Key Customer Data Domains Available Through Alkami

Identity & demographics — Name, contact info, customer IDs, and basic demographic attributes where allowed for marketing and compliant use cases.
Relationships & products — Products held, account types, open dates, relationship tenure, and household views to support cross-sell and retention strategies.
Balances & performance — Deposits, loans, card lines, and balance trends that inform profitability, share-of-wallet, and funded-account reporting.
Digital engagement signals — Logins, session frequency, feature adoption (bill pay, P2P, Zelle®, remote deposit), and device patterns for lifecycle marketing.
Transaction & spend insights — Merchant categories, spend clusters, and lifestyle indicators (for example via Segmint) that reveal needs and propensity.
Consent, preferences, and risk flags — Opt-ins, channel preferences, and compliance constraints that control how marketing can use and move Alkami data.

How Alkami Data Flows Into Your Marketing Stack

To use Alkami data responsibly, you need both visibility into what’s available and a governed path for pushing it into MAP, CRM, CDP, and AI tools.

Inventory → Classify → Govern → Activate → Measure → Iterate

  • Inventory customer data in Alkami: Document which profile, account, balance, transaction, and engagement fields you can access through Alkami and connected tools.
  • Classify fields for marketing use: Label data elements as marketing-safe, sensitive, or restricted; align with risk, privacy, and fair-lending standards.
  • Apply governance and consent: Map which data can power targeting, lookalikes, and analytics, and which must be suppressed or aggregated before export.
  • Activate audiences & journeys: Use Alkami’s segmentation and placements to run in-channel campaigns, then pipe audiences and events to MAP/CRM/CDP systems.
  • Measure outcomes, not just clicks: Close the loop from impressions and email metrics to applications, approvals, funded accounts, and long-term balances.
  • Iterate and extend with AI: Feed governed Alkami data into AI agents and models that support next-best-offer, churn detection, and personalized experiences.

Alkami Data for Marketing: Capability Maturity Matrix

Capability From (Ad Hoc) To (Operationalized) Primary Owner Key KPI
Data Inventory Unclear which Alkami fields exist for marketing Documented catalog of Alkami data elements and integrations, tagged for marketing use Data / Architecture Coverage of inventoried fields
Data Governance Case-by-case approvals Standard policies on what can be targeted, exported, and modeled, including consent and retention rules Risk / Compliance Policy exceptions, review cycle time
Audience Building Manual lists from core extracts Dynamic audiences using Alkami profile, product, transaction, and engagement data refreshed regularly Marketing Analytics Audience freshness, match rate
Activation & Orchestration Channel-specific campaigns with inconsistent data Aligned, always-on journeys powered by Alkami in-channel plus MAP/CRM/CDP and AI agent orchestration Growth Marketing / CX Funded accounts, funded loans
Privacy & Fair Lending Manual checks late in campaign design Built-in guardrails and reviews grounded in how Alkami data is used for targeting and modeling Compliance / Legal Findings, remediation time
Attribution & Reporting Disjointed reporting by channel Integrated analytics tying Alkami data, marketing activity, and balance growth into unified KPIs Finance / RevOps ROMI, portfolio lift

Client Snapshot: Using Alkami Data to Grow Funded Accounts

A regional bank audited the customer data Alkami exposed for marketing and used it to define segments for HELOC, auto, and high-yield savings offers. By combining product holdings, balance trends, digital engagement, and spend insights, the team built governed audiences that powered in-channel and outbound campaigns. Result: higher application rates from known customers and clear attribution to funded accounts and balances. For more on funded-account growth and FI marketing strategy, see: How Banks Increase Funded Accounts · Financial Services Marketing Solutions

Treat Alkami data as a governed growth asset: know exactly what’s available, define how marketing can use it, then measure impact in terms of funded accounts, loans, engagement, and retention.

Frequently Asked Questions About Alkami Data for Marketing

What types of customer data can Alkami expose to marketing?
Typically: customer profiles, product and account holdings, balances, transaction patterns, digital engagement signals, and consent or preference data—subject to your entitlements, integrations, and policies.
How do we know which Alkami data fields we are allowed to use for campaigns?
Start with a data inventory that lists fields, sources, and sensitivities. Then work with risk, compliance, and vendors to document which fields are approved for targeting, modeling, and reporting across channels.
Can Alkami data be used with our MAP, CRM, CDP, or AI tools?
Yes—Alkami data can typically flow to external platforms through exports, feeds, or integrations, as long as governance, consent, and security requirements are met. Many FIs use Alkami data to drive journeys in multiple systems.
How do Segmint and Alkami work together for marketing data?
Segmint turns transaction streams into spend categories, lifestyle indicators, and inferred needs. Alkami exposes those insights so marketing can build segments, trigger offers, and measure results across products and channels.
What privacy and fair-lending issues should we consider?
You’ll want clear rules on which attributes can drive targeting, how to avoid proxies for protected classes, how long to retain marketing data, and how to document decisions for audits and examinations.
How do we tell if we’re under-utilizing Alkami data for marketing?
Check whether campaigns use only a small subset of available data, if audiences must be built manually, or if funded accounts and balance growth can’t be tied back to specific data-driven programs.

Turn Alkami Data Into Measurable FI Growth

We’ll help you inventory Alkami data, build governed audiences, and connect campaigns to funded accounts and balance growth.

Explore Financial Services Marketing Solutions Contact The Pedowitz Group
Explore More on Data, AI, and FI Growth
How Banks Increase Funded Accounts Through Marketing FI AI Agent for Automation & Growth Financial Services Marketing Solutions

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