What Can MANTL Do That Core Banking Vendors Can’t?
MANTL is built to modernize digital account opening and onboarding without ripping and replacing your core. While core banking platforms focus on the ledger, MANTL focuses on the front door—experience, orchestration, and data—so you can launch new products faster, convert more applications, and give marketing and product teams room to experiment.
Core banking vendors are optimized to keep money safe and records accurate. MANTL is optimized to win and onboard customers. It adds an experience and orchestration layer on top of your core so you can design modern, mobile-first account opening flows, test offers and journeys quickly, and connect marketing, sales, and operations around a single view of the customer—without waiting on core release cycles.
Where MANTL Extends Beyond Your Core Banking Platform
From Core-Centric to Experience-Led: How MANTL Changes the Game
Think of MANTL as a digital growth engine that sits between your marketing stack and your core. It doesn’t replace the core; it makes the core easier to buy from. Use this sequence to understand how the combination works.
Attract → Apply → Approve → Fund → Activate → Deepen
- Attract the right prospects: Use targeted campaigns, content, and offers to drive traffic into MANTL-powered flows—without re-coding journeys in your core.
- Streamline the application: MANTL handles modern UX patterns (mobile-first forms, progress indicators, save-and-resume) while keeping core integrations behind the scenes.
- Orchestrate approvals: Route applications through KYC, AML, fraud, and credit checks using tools beyond what your core vendor provides natively.
- Fund fast and clean: Enable digital funding options and clear messaging around next steps so approved accounts are actually funded and usable quickly.
- Activate and engage: Trigger onboarding sequences, digital banking enrollment, and cross-sell plays in your CRM and marketing automation, anchored to MANTL funnel data.
- Deepen relationships: Use insight into behavior and lifecycle milestones to drive targeted cross-sell and retention programs—all while your core continues to do what it does best.
MANTL vs. Core Banking: Capability Snapshot
| Capability | Core Banking Vendor Focus | With MANTL Added | Primary Owner | Primary KPI |
|---|---|---|---|---|
| Digital Account Opening UX | Standard forms and flows driven by core constraints. | Optimized, mobile-first experiences designed to maximize completion and reduce abandonment. | Digital / Product | Application Completion Rate |
| Offer & Campaign Agility | Changes often require vendor projects or long release cycles. | Marketing and product teams can configure new offers and journeys faster, with less dependency on core changes. | Marketing / Product | Speed-to-Launch, Campaign Lift |
| KYC / Fraud Orchestration | Core-native checks and limited integration patterns. | Flexible orchestration of multiple KYC, IDV, and fraud tools tuned to channel, product, and risk band. | Risk / Compliance | Approval Rate, Fraud Loss |
| Funnel Analytics | Historical account and balance reporting. | End-to-end funnel visibility from visit to application, approval, funding, and activation. | Analytics / RevOps | Funded Account Rate, Cost per Funded |
| Experimentation & Testing | Limited ability to test journeys or offers without core rework. | Structured A/B tests on flows, messaging, and incentives that leave the core untouched. | Digital / Marketing | Lift in Conversion, Time-to-Insight |
| Integration with Growth Stack | Core-centric integrations prioritized for back-office systems. | Cleaner integrations with CRM, marketing automation, analytics, and data platforms. | IT / RevOps | Data Freshness, Adoption of Insights |
Client Snapshot: Turning the Core into a Growth Engine
A regional institution layered MANTL on top of its existing core instead of starting a multi-year replacement. By redesigning digital account opening, orchestrating modern KYC/fraud checks, and aligning marketing with funnel analytics, they increased completion and funded rates while reducing time-to-open. Explore how we help organizations modernize growth: Comcast Business · Broadridge
To get full value from MANTL, align it with a governed growth model. Map journeys to The Loop™ and fund the right initiatives with RM6™ Revenue Marketing Transformation.
Frequently Asked Questions About MANTL and Core Banking Vendors
Turn MANTL + Your Core into a Revenue Engine
We’ll help you connect MANTL, your core, and your marketing stack so every campaign, offer, and experience is built to drive funded accounts and long-term relationships.
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