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How Does Alkami’s Platform Enable Better Marketing to Banking Customers?

Alkami helps banks turn digital banking into a high-converting marketing channel, using in-app targeting and behavior to grow funded accounts and adoption.

Learn How Banks Increase Funded Accounts Explore Financial Services Revenue Solutions

Alkami enables better marketing by turning authenticated digital banking sessions into a high-intent, measurable channel. Banks and credit unions use in-app placements, behavioral and transactional insights, and integrations with MAP/CRM to target the right customers, trigger journeys across channels, and track impact to funded accounts, deposits, and loans—not just clicks.

What Matters for Alkami-Powered Marketing?

In-channel access — Reach customers while they are logged into digital banking with banners, tiles, and secure messages instead of hoping they notice a generic email.
Behavior + transaction insight — Use login patterns, feature usage, and spend signals to identify intent, dormancy, and cross-sell opportunities in near real time.
Governed audiences — Build segments driven by product fit and lifecycle stage, with suppressions for already-funded, ineligible, or opted-out customers to stay compliant.
Journey orchestration — Use Alkami events to trigger onboarding, cross-sell, and recapture journeys in your marketing automation platform and CRM, including banker tasks.
Outcome-level measurement — Close the loop from impression to application, approval, funded status, and usage, so marketing can prove revenue impact to finance.
Risk and compliance controls — Keep consent, frequency caps, and disclosures centralized so every campaign inside Alkami respects regulatory and brand guardrails.

The Alkami Marketing Enablement Playbook

Follow this sequence to turn Alkami from “our digital banking UI” into a growth engine that systematically drives funded accounts, deposits, lending, and digital adoption.

Connect → Define → Segment → Activate → Orchestrate → Measure → Optimize

  • Connect data and systems: Integrate Alkami events and account data with your analytics, marketing automation, and CRM platforms so marketing, digital, and finance share the same view.
  • Define revenue outcomes: Align around funded-account growth, direct-deposit capture, loan and card originations, and feature adoption as the metrics that matter.
  • Segment with intent and lifecycle: Use behavior and transaction patterns to build audiences (e.g., unfunded applicants, external payroll, card-at-risk) plus suppressions for already-funded or high-risk customers.
  • Design in-app experiences: Configure Alkami placements (banners, tiles, secure messages) that align offers and CTAs with each audience’s next best product or action.
  • Orchestrate journeys across channels: Let Alkami signals launch nurturing, cross-sell, recapture, and churn-save journeys across email, SMS, push, and banker outreach with consistent throttling rules.
  • Measure to financial impact: Report on the full funnel—impressions, clicks, applications, approvals, funded accounts, and early usage—using control groups where possible.
  • Optimize and scale plays: Identify the sequences that deliver the highest lift in funded accounts or balances and standardize them as reusable “plays” across products and segments.

Alkami Marketing Capability Maturity Matrix

Capability From (Ad Hoc) To (Operationalized) Owner Primary KPI
Signals & Data Logins and basic clicks only Unified behavior + transaction insights with governed IDs and consent Data / Analytics Coverage of growth-relevant signals
Targeting & Suppression Product-based blasts Lifecycle and intent-based segments with compliance-driven suppressions Marketing Ops % campaigns with governed audiences
In-App Activation Static banners in online banking Dynamic Alkami placements tailored by audience, device, and product Digital Banking Placement CTR → app start rate
Journey Orchestration Manual lists for follow-up MAP/CRM journeys triggered by Alkami signals with banker tasks where appropriate Lifecycle Marketing / RevOps Time-to-fund / time-to-first-use
Measurement & ROI Opens and click-through rates Attribution to funded accounts, balances, and lending volume using control groups Finance + Analytics Incremental lift vs. control
Governance & Compliance Email approvals and screenshots Centralized approvals, disclosures, and audit trails across in-app and outbound channels Risk / Compliance Exceptions, complaints, and audit findings

Client Snapshot: From Digital Banking to Growth Channel

A midsize regional bank used Alkami to target unfunded applicants and customers with external payroll activity. By combining in-app offers with automated follow-up journeys, they achieved a double-digit lift in funded accounts, stronger direct-deposit capture, and higher adoption of sticky digital features like bill pay and alerts. The key was treating Alkami as a marketing channel—with clear audiences, offers, and measurements—not just an interface.

When Alkami data, marketing automation, and CRM are aligned around funded accounts and product adoption, your digital banking platform becomes a repeatable engine for revenue growth rather than a cost center.

Frequently Asked Questions about Alkami-Powered Marketing

Why is Alkami such a powerful channel for bank marketing?
Because customers are already authenticated and thinking about their money. You can use behavior and transaction context to present relevant offers, and then track the impact of those offers to applications, approvals, funding, and ongoing usage.
How does Alkami help increase funded accounts?
Common plays include nudging unfunded applicants, prompting funding during early logins, and using in-app messaging to convert partial applications. When paired with marketing automation, those nudges become full journeys that continue across channels until the account is funded and active.
Can Alkami support cross-sell for loans and cards?
Yes. Banks use Alkami placements to promote auto, HELOC, personal, and credit card offers to customers who show relevant behavior or spend patterns. Those offers can then hand off to digital applications or banker outreach, and performance is measured to funded loans or activated cards.
How does Alkami fit with our existing MAP and CRM?
Alkami provides the in-channel impressions and signals; your MAP and CRM manage multi-step journeys and human follow-up. Events from Alkami can trigger nurture flows, recapture sequences, and tasks for branch or contact center teams so no high-value signal is wasted.
What about risk, consent, and over-messaging?
Use governed audiences, central consent management, and shared frequency caps across Alkami and outbound channels. Work with risk and compliance to standardize disclosures and approval workflows so campaigns are fast to launch and easy to defend during reviews.
How can we prove ROI from Alkami-powered marketing?
Start by agreeing with finance on funded-account, deposit, lending, and retention metrics. Then connect Alkami and your analytics tools so you can attribute those outcomes back to specific audiences, placements, and journeys, using control groups where possible to quantify incremental lift.

Turn Alkami into a Revenue Engine for Your FI

Partner with The Pedowitz Group to connect Alkami, marketing automation, and CRM so every in-app impression can be tied to funded accounts, balances, and loans.

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